Please read these Terms of Service ("Terms") carefully before using carfinancehelp.ca (the "Website") operated by Car Finance Help ("we," "us," or "our"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please do not use this Website.
1. About Car Finance Help
Car Finance Help is a lead generation and referral service that connects individuals seeking vehicle financing with third-party lenders and financing intermediaries. We are not a lender, bank, credit union, or financial institution. We do not make lending decisions, set interest rates, or guarantee any financing offer or approval. All financing decisions are made solely by the lender you are connected with.
2. No Guarantee of Approval
Nothing on this Website constitutes a guarantee, promise, or representation of financing approval. Approval is subject to lender review, individual credit assessment, income verification, and other criteria determined solely by the lender. Results vary based on individual circumstances.
3. Use of the Website
You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others. You must not:
- Submit false, misleading, or fraudulent information on any form
- Attempt to gain unauthorized access to any part of the Website
- Use automated bots, scrapers, or crawlers without our written permission
- Reproduce, distribute, or commercially exploit any content from this Website without permission
- Use this Website if you are under 18 years of age
4. Accuracy of Information
We strive to keep the information on this Website accurate and current. However, we make no warranties regarding the completeness, accuracy, or timeliness of content, including financing rates, eligibility information, or lender availability. Content is provided for general informational purposes only and does not constitute financial or legal advice.
5. Submission of Personal Information
By submitting any form on this Website, you represent that the information provided is accurate and that you are authorized to provide such information. You consent to being contacted by our team and lending partners regarding your inquiry or application by phone, email, and/or text message, in accordance with our Privacy Policy.
6. Third-Party Lenders and Services
We may connect you with third-party lenders or financing intermediaries. We are not responsible for the terms, rates, practices, or decisions of any third-party lender. Any financing agreement you enter into is solely between you and the lender. We encourage you to review all loan documents carefully and seek independent financial advice where appropriate.
7. Intellectual Property
All content on this Website — including text, graphics, logos, and design — is the property of Car Finance Help or its content providers and is protected by applicable copyright and intellectual property laws. You may not copy, reproduce, or distribute content without prior written consent.
8. Limitation of Liability
To the maximum extent permitted by applicable law, Car Finance Help shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this Website, including reliance on any information provided. Our total aggregate liability to you for any claims shall not exceed one Canadian dollar (CAD $1.00).
9. Disclaimer of Warranties
This Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
10. Indemnification
You agree to indemnify and hold harmless Car Finance Help, its officers, employees, and agents from any claims, damages, or expenses (including legal fees) arising out of your violation of these Terms, your use of the Website, or any fraudulent or unlawful submission of information.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes shall be subject to the exclusive jurisdiction of the courts of Ontario.
12. Changes to These Terms
We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
13. Contact
Questions about these Terms? Contact us at:
Car Finance Help
Email: info@carfinancehelp.ca
Phone: 289-906-7864